Top 10 Best LIC Investment Plans to Invest in India 2025
Agar aap 2025 mein apne future ke liye secure investment dhund rahe hain, toh LIC (Life Insurance Corporation of India) ke kuch best policies aapke liye perfect choice ho sakte hain. LIC Investment Plans aise financial products hote hain jisme aap apna paisa invest karte hain aur uske badle mein aapko life cover ke saath-saath maturity ke time ek lump sum ya regular income milti hai. Is blog mein hum discuss karenge Top 10 LIC Investment plans jo investment ke saath-saath insurance cover bhi dete hain.
✅ 1. LIC Jeevan Labh (Table No. 936)
Key Features:
- Limited premium paying term
- Protection + savings dono
- Loan facility available
Suitable For: Long-term investors and tax planners
| Plan Name | Premium Term | Policy Term | Minimum Sum Assured | Maturity Benefit |
|---|---|---|---|---|
| Jeevan Labh | 10, 15, 16 yrs | 16, 21, 25 yrs | Rs. 2,00,000 | Sum Assured + Bonus |
Tip: Kam premium mein lambi avdhi ke returns ke liye LIC Investment plans best hai.
✅ 2. LIC New Jeevan Anand (Table No. 915)
Key Features:
- Maturity ke baad bhi life cover
- Endowment + whole life combination
- Loan aur bonus facility
Suitable For: Lifetime protection chahne walon ke liye
| Plan Name | Policy Term | Premium Paying Term | Minimum Sum Assured | Maturity + Death Benefit |
|---|---|---|---|---|
| New Jeevan Anand | 15 to 35 yrs | Same as policy term | Rs. 1,00,000 | Lifetime coverage + Bonus |
Tip: Ek bar invest karke jeevan bhar ka cover.
✅ 3. LIC Bima Jyoti (Table No. 860)
Key Features:
- Har saal guaranteed addition
- Fixed returns + insurance
- Safe savings plan
Suitable For: Risk-averse investors
| Plan Name | Policy Term | Premium Paying Term | Guaranteed Additions | Entry Age |
|---|---|---|---|---|
| Bima Jyoti | 15 to 20 yrs | Same as policy term | Rs. 50 per 1000 SA/yr | 90 days – 60 yrs |
Tip: Risk-free aur guaranteed paisa chahiye toh LIC Investment plan ideal hai.
✅ 4. LIC Tech Term (Table No. 854)
Key Features:
- Online term insurance plan
- High coverage, low premium
- Pure life risk cover
Suitable For: Protection-oriented buyers
| Plan Name | Policy Term | Minimum Sum Assured | Entry Age | Premium Type |
|---|---|---|---|---|
| Tech Term Plan | 10 to 40 yrs | Rs. 50,00,000 | 18-65 yrs | Single/Regular |
Tip: Sirf protection chahiye? Toh ye sabse affordable aur trusted plan hai.
✅ 5. LIC SIIP (Table No. 852)
Key Features:
- Market-linked (ULIP)
- Equity aur debt funds mein invest
- Life cover included
Suitable For: Young aur market-savvy investors
| Plan Name | Fund Types | Minimum Premium | Lock-in Period | Risk Level |
|---|---|---|---|---|
| SIIP | Bond, Secured, Balanced, Growth | Rs. 4,000/month | 5 years | Medium to High |
Tip: Investment + insurance dono chahiye toh yeh perfect plan hai.
✅ 6. LIC Jeevan Umang (Table No. 945)
Key Features:
- Regular income post policy term
- Life-long protection
- Suitable for retirement planning
Tip: Pension jaise regular income chahiye toh best option hai
✅ 7. LIC New Endowment Plan (Table No. 914)
Key Features:
- Saving + protection combo
- Lump sum at maturity
Tip: Family ke liye long-term saving plan.
✅ 8. LIC Aadhaar Stambh (Table No. 943)
Key Features:
- Specially for male Aadhaar holders
- Low premium, moderate returns
Tip: Low-income investors ke liye sasta aur acha option.
✅ 9. LIC Aadhaar Shila (Table No. 944)
Key Features:
- Specially for female Aadhaar holders
- Good for first-time insurance buyers
Tip: Mahila investors ke liye secure aur easy entry plan.
✅ 10. LIC Money Back Plan (25 years) (Table No. 93)
Key Features:
- Survival benefits har 5 saal mein
- Full maturity benefit + bonus
Tip: Regular paisa chahiye toh yeh plan ideal hai.
❓ Frequently Asked Questions (FAQ) – LIC Investment plan 2025
Q1. 2025 mein kaunsi LIC Investment policy sabse best hai?
A1: 2025 mein LIC Jeevan Labh, LIC New Jeevan Anand, aur LIC SIIP sabse best policies mein se hain. Inme aapko protection ke saath savings aur investment return bhi milta hai.
Q2. LIC ki policy mein kitna minimum investment chahiye hota hai?
A2: LIC policies mein minimum investment policy ke type pe depend karta hai. Kuch plans jaise Bima Jyoti ya SIIP mein ₹2000-₹4000 per month se shuru kar sakte hain.
Q3. Kya LIC plans tax saving ke liye use kiye ja sakte hain?
A3: Haan, LIC policies under Section 80C ke under tax benefit deti hain. Maturity amount bhi Section 10(10D) ke under tax-free ho sakti hai (terms & conditions apply).
Q4. LIC ke online term plans kaunsa best hai?
A4: LIC Tech Term Plan 2025 mein best online term insurance plan mana ja raha hai – low premium mein high life cover ke saath.
Q5. Kya LIC Investment plans mein loan facility available hoti hai?
A5: Haan, bahut si LIC policies jaise Jeevan Labh aur New Jeevan Anand mein maturity ke baad loan facility available hoti hai.
Q6. Kaise pata karein kaunsi LIC policy mere liye best hai?
A6: Aapke age, income, aur financial goal ke basis par best LIC Investment policy choose kar sakte hain. Savings chahiye to Jeevan Labh, lifetime cover chahiye to New Jeevan Anand, aur market return chahiye to SIIP best option hai.
Conclusion
LIC 2025 mein har investor type ke liye suitable policy offer karta hai — chahe aapko guaranteed return chahiye, market se linked growth ya sirf protection. In LIC Investment ke trusted plans mein invest karke aap apne future ko financially secure kar sakte hain.
Internal Link: LIC Loan Guide – LIC Policy ke against loan kaise lein
External Link: LIC Official Website
Top Keywords: top LIC policy 2025, best LIC plan to invest 2025, LIC insurance investment India, LIC Jeevan Labh benefits, LIC Bima Jyoti return, LIC Tech Term online, LIC New Jeevan Anand 2025
Agar aapko yeh blog pasand aaya, toh ise apne doston ke saath share karein aur comment mein batayein kaunsa plan aapko best laga!
3 thoughts on “Top 10 LIC Investment Plans in 2025 – Apne Future Ko Secure Kijiye”